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Learn all about the
Supplementary Insurance
Gain complete peace of mind in the event of unforeseen medical conditions.
Your peace of mind doesn't end where your health insurance does.
Let us help you find the right plan for you.
At Sky Insurance, we believe that health shouldn't be a source of financial stress. Even if you already have health insurance, there are hidden expenses that can jeopardize your financial stability in the most difficult times.
This is where the real difference comes into play: supplemental insurance.
Our plans are designed to fill those gaps that traditional insurance doesn't cover. Because when it comes to your well-being and that of your family, it never hurts to be doubly protected.
Why do I need supplemental insurance?
Reasons Matter, here are a few:
Although many people believe they are "fully covered" by their health insurance, the reality is different. Most plans have significant limitations that come to light just when support is most needed. Imagine this scenario:
You've been diagnosed with an illness that requires hospitalization and specialized treatment. Your insurance covers part of the cost, but you have to pay a $4,000 deductible, $100 for each night in the hospital, ambulance transportation, and non-formulary medications. All of this happens while you're unable to work for weeks...
👉 Supplemental insurance kicks in at that moment, giving you the financial support you need to focus on what really matters: getting well.
It's like a financial parachute that protects you when the traditional system falls short.
What is Supplementary Insurance?
Supplemental insurance is an additional policy that complements your primary health insurance. That is, it doesn't replace it, but rather acts as an extra backup, helping you cover expenses you would normally be responsible for.
Instead of complex reimbursements, many supplemental insurance plans provide direct payments to the policyholder, which you can use however you need: to pay your bills, your rent, or simply to cover time you weren't able to work.
What Could Happen
if you do not have Supplementary Insurance?
1. You’ll have to pay out-of-pocket for expenses not covered by your main health insurance
Even if you have insurance, most plans don’t cover 100% of medical costs. For example:
🏥 High deductibles (before the insurer starts paying)
💊 Medications not included in the policy
🚑 Ambulance rides or medical transfers
🛌 Daily hospital stay fees
🔬 Tests, therapies, and out-of-network specialists
🩺 Postoperative care or rehabilitation
All of this can add up to thousands of dollars—and you’d be responsible for covering it.
2. Your personal finances could be seriously affected
If you're not prepared, a sudden illness or accident can:
💳 Put you in medical debt
🧾 Force you to rely on credit cards or loans to pay for care
💼 Make you lose income if you're unable to work
🏚️ Force you to choose between getting treatment or paying for rent, food, and basic needs
3. You might delay or avoid medical decisions out of fear you can't afford them
Many people without supplemental coverage:
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Postpone important tests because they can’t afford them
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Reject more effective but expensive treatments
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Drop out of necessary therapies due to lack of funds
Your health should never depend on your wallet.
4. You won’t have a backup when you need it most
A supplemental insurance policy doesn't just protect your wallet—it gives you:
💵 Direct payments to the insured for you to use however you need
🧘♀️ Peace of mind, knowing you're not alone
📞 Access to professional guidance and real support
Not having supplemental insurance is like using an umbrella full of holes in the middle of a storm.
Your main insurance may help… but it won’t cover everything. And unfortunately, most people realize this when it’s already too late.